1. Debt Assessment
Begin by confirming whether your debt is outstanding through our assessment tool.
2. Negotiation Options
If the debt is outstanding, we’ll present you with the option to propose a repayment in exchange for the removal of the bad credit listing.
3. Propose Repayment
Enter your offer, whether it’s a full amount, a structured payment plan, or a settled amount less than what’s owed.
4. Direct Communication
Submit your proposal directly to your credit provider using our secure communication tools.
5. Agreement and Removal
Once an agreement is reached and you fulfill the payment terms, the credit provider will remove the bad credit listing from your credit report.
